How is your Medicare Plan working for you?
2011 Medicare Open Enrollment
Oct 15 - Dec 7
Contact our Individual Insurance Specialist to set up a meeting during open enrollment to explore potential changes to your Medicare coverage. |
Unison is your dedicated counselor.
Whether you are nearing retirment or currently have Medicare coverage, you may have questions about the different parts available, how they work, and what would be best for you. At Unison, we have an independent licesnsed agent that is able to answer any of your questions and help you navigate the different Medicare options available.
What are the Parts of Medicare?
There are four main parts to Medicare:
Part A (Hospital Insurance)
Part B (Medical Insurance)
Part C (Medicare Advantage)
Part D (Prescription Drug Coverage)
Original Medicare
Original Medicare includes Part A and Part B. If you feel it is needed, Part D can be added to your plan to cover prescriptions.
Medicare Supplement
To help pay for expenses not covered by Original Medicare, you can purchase a private Medicare Supplement policy ("Medigap" Plan). The supplmental plan covers costs such as copayments, coinsurance, and deductibles. At Unison we have a liscensed agent for many of the insurance companies in Minnesota, allowing us to independetly help you review the supplment plans available.
Medicare Advantage
Medicare Advantage Plans usually combines Part A and Part B. Often, the plan will also include a Part D Prescription Drug Coverage. Medicare Advantage plan can be purchased through private approved companies.
What is the best Medicare Plan for you?
There is no one answer to this question. There are a lot of things to consider and options to explore when putting together the right Medicare Plan for you. Contact Unison's Individual Insurance Specialist, to set up an appointment to learn more about the Medicare options available to you or to explore possible changes to your current Medicare Plan. Ready to talk to a specialist today, give us a call at 952.927.8997.
|
